Budget Calculator Tool

Take control of your finances with our free budget calculator. Track income, expenses, and savings with monthly or annual views.

Income Tracking
Expense Management
CSV & PDF Export
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Budget Calculator

Calculate your monthly or annual budget based on your income and expenses.

View:

Income

Expenses

Total Monthly Income

$0.00

Total Monthly Expenses

$0.00

Monthly Balance

$0.00

How to Use the Budget Calculator

Track Your Income:

  • • Add all income sources (salary, freelance, etc.)
  • • Choose monthly or annual frequency
  • • Include bonuses and irregular income
  • • Use net income (after taxes)
  • • Add new income sources as needed

Record Expenses:

  • • Categorize all your expenses
  • • Include fixed costs (rent, insurance)
  • • Add variable costs (food, entertainment)
  • • Don't forget savings as an "expense"
  • • Be honest and comprehensive

View & Export:

  • • Switch between monthly/annual views
  • • Check your balance (income - expenses)
  • • Export to CSV for spreadsheet use
  • • Generate PDF reports for records
  • • Review regularly and adjust

💡 Financial Planning Tips:

Healthy Budget Ratios:
  • • Housing: 25-30% of income
  • • Transportation: 10-15% of income
  • • Food: 10-15% of income
  • • Savings: 20% of income
Budget Success Strategies:
  • • Start with fixed expenses first
  • • Use actual bank/credit card data
  • • Plan for irregular expenses
  • • Review and adjust monthly

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Coming soon: To-Do List Maker, Goal Tracker