Budget Calculator Tool

Take control of your finances with our free budget calculator. Track income, expenses, and savings with monthly or annual views.

Income Tracking
Expense Management
CSV & PDF Export
← Back to All Tools |
Share:

Budget Calculator

Calculate your monthly or annual budget based on your income and expenses.

View:

Income

Expenses

Total Monthly Income

$0.00

Total Monthly Expenses

$0.00

Monthly Balance

$0.00

How to Use the Budget Calculator

Track Your Income:

  • • Add all income sources (salary, freelance, etc.)
  • • Choose monthly or annual frequency
  • • Include bonuses and irregular income
  • • Use net income (after taxes)
  • • Add new income sources as needed

Record Expenses:

  • • Categorize all your expenses
  • • Include fixed costs (rent, insurance)
  • • Add variable costs (food, entertainment)
  • • Don't forget savings as an "expense"
  • • Be honest and comprehensive

View & Export:

  • • Switch between monthly/annual views
  • • Check your balance (income - expenses)
  • • Export to CSV for spreadsheet use
  • • Generate PDF reports for records
  • • Review regularly and adjust

💡 Financial Planning Tips:

Healthy Budget Ratios:
  • • Housing: 25-30% of income
  • • Transportation: 10-15% of income
  • • Food: 10-15% of income
  • • Savings: 20% of income
Budget Success Strategies:
  • • Start with fixed expenses first
  • • Use actual bank/credit card data
  • • Plan for irregular expenses
  • • Review and adjust monthly

More Productivity Tools

Discover our complete suite of planning and organization tools. All tools share data and work together seamlessly.

Planner Collection

Create custom daily, weekly, or monthly planners with interactive tools for goal tracking, habit building, and time management.

  • Daily/Weekly/Monthly
  • Goal & Habit Tracking
  • Time Blocking Tools
Try Planner Collection

Calendar Maker

Design beautiful custom calendars with your own photos, events, and personalized layouts.

  • Custom Layouts
  • Add Events
  • Print-Ready
Try Calendar Maker

Flyer Maker

Build professional flyers with drag-and-drop editor, templates, and instant customization.

  • Drag & Drop
  • Pro Templates
  • High-Res Export
Try Flyer Maker

Invoice Generator

Generate professional invoices instantly with automatic calculations, customizable templates, and instant downloads.

  • Auto Calculations
  • Professional Design
  • Instant Download
Try Invoice Generator

AI Presentation Maker

Create stunning presentations with AI-generated content, themes, and layouts in seconds.

  • AI Content Generation
  • Custom Themes
  • Export to PDF/PPTX
Try AI Presentation Maker

Address Label Maker

Create printable address labels compatible with Avery templates. Design and export to PDF, Excel, or Word.

  • Avery Compatible
  • Multiple Formats
  • Export to PDF/Excel/Word
Try Address Label Maker
Coming soon: To-Do List Maker, Goal Tracker