Personal Budget

Personal Budget Template

Preview Information

  • Preview shows actual template design
  • Fully editable in excel
Template File: simple-personal-budget.xlsx

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Microsoft Excel

Description

This personal budget template offers a detailed, month-by-month breakdown of income and expenses across the main categories, helping individuals manage their finances efficiently throughout the year.

It works with Microsoft Excel.

Benefits of Using It:

  • Comprehensive Tracking. Tracks income and expenses monthly, with a yearly summary for a clear financial overview.
  • Category Organization. Breaks expenses into categories like housing, transportation, entertainment, and health for better analysis.
  • Revenue and Spending Balance. Compare income to expenses to identify savings opportunities.
  • Customizable Fields. Adjust categories and amounts to fit your financial goals and lifestyle.
  • Detailed Insights. Analyze spending patterns across months to make informed budgeting decisions.
  • Versatile Use. Ideal for individuals, families, or anyone looking to take control of their personal finances.

Instructions

Step 1: Download the Personal Budget Template

Click the "Download" button or link for the detailed personal budget template. Save the .xlsx file to your computer.

Step 2: Edit the Template

  • Locate the downloaded file on your device and double-click it to open in Microsoft Excel.
  • Enter your monthly income for each category (e.g., salary, bonuses) in the "Income" section for the corresponding months.
  • Fill in the "Expenses" section with your spending in categories like housing, utilities, transportation, and entertainment.
  • Break down expenses into subcategories (e.g., rent, groceries) as listed in the template.
  • Review Yearly Totals:
  • The template automatically calculates monthly and yearly totals for income, expenses, and savings, providing a clear overview of your financial status.
  • Customize as Needed:
  • Adjust or add new rows to include custom expense categories.
  • Use the Home tab to modify text, colors, or formatting.

Step 3: Print the Template

  • Open File > Print in Excel.
  • Check the Print Preview to ensure the budget layout fits neatly on the page.
  • Adjust settings as needed:
  • Use Landscape orientation for better visibility of all months.
  • Confirm the paper size (commonly A4 or Letter).
  • Select your printer and press Print.

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